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		<title>silicon.com : Results for APACS</title>
		<link>http://www.silicon.com</link>
		<description>Results for APACS</description>
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	<item>
		<title>Online banking: Which bank is the most secure?</title>
		<link>http://chkpt.zdnet.com/chkpt/siliconfeed/http://software.silicon.com/security/0,39024655,39501469,00.htm</link>
		<description>According to payments industry body Apacs, online banking fraud is on the rise reaching &#163;52.5m last year - more than double 2007's &#163;22.6m figure. Not all online banks' security was created equal, according to new research.</description>
		<author>editorial@silicon.com (Silicon Editorial)</author>
		<pubDate>Fri, 28 Aug 2009 12:00:03 +0000</pubDate>
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		<title>&#163;70bn birthday present for Faster Payments service</title>
		<link>http://chkpt.zdnet.com/chkpt/siliconfeed/http://www.silicon.com/financialservices/0,3800010322,39435171,00.htm</link>
		<description>According to figures from payments organisation Apacs, the peak day so far for Faster Payments has been 2 March, when around &#163;1bn-worth of payments were made through the service. One year on from the launch of the Faster Payments service and 180...</description>
		<author>editorial@silicon.com (Silicon Editorial)</author>
		<pubDate>Wed, 27 May 2009 12:31:01 +0000</pubDate>
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		<title>Faster Payments hits &#163;53.5bn in under a year</title>
		<link>http://chkpt.zdnet.com/chkpt/siliconfeed/http://www.silicon.com/financialservices/0,3800010322,39432468,00.htm</link>
		<description>In the first quarter of 2009 alone, Faster Payments saw &#163;20.6bn pass through its network according to statistics from UK payments association Apacs. Overseen by Apacs and run by payments processor VocaLink and Chaps Clearing Company, the Faster...</description>
		<author>editorial@silicon.com (Silicon Editorial)</author>
		<pubDate>Mon, 18 May 2009 15:24:01 +0000</pubDate>
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	<item>
		<title>Verified by Visa to get a facelift</title>
		<link>http://chkpt.zdnet.com/chkpt/siliconfeed/http://www.silicon.com/financialservices/0,3800010322,39423081,00.htm</link>
		<description>According to Apacs more than 25 million cardholders have signed up to use Verified by Visa or MasterCard's SecureCode payments services. Visa is to trial a new user interface for its secure online payment service, Verified by Visa.</description>
		<author>editorial@silicon.com (Silicon Editorial)</author>
		<pubDate>Thu, 23 Apr 2009 16:47:01 +0000</pubDate>
		<source url=""></source>
	</item>
	<item>
		<title>Chip and PIN for ID cards: Not such a sharp idea?</title>
		<link>http://chkpt.zdnet.com/chkpt/siliconfeed/http://www.silicon.com/publicsector/0,3800010403,39418260,00.htm</link>
		<description>According to Colin Whittaker, head of security for UK payments association Apacs, the inclusion of EMV tech on ID cards could ultimately see the cards offer a common standard for authenticating identity remotely using the PIN number.</description>
		<author>editorial@silicon.com (Silicon Editorial)</author>
		<pubDate>Wed, 15 Apr 2009 16:57:01 +0000</pubDate>
		<source url=""></source>
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	<item>
		<title>AppLabs Case Study: VocaLink</title>
		<link>http://chkpt.zdnet.com/chkpt/siliconfeed/http://whitepapers.silicon.com/0,39024759,60564970p,00.htm</link>
		<description>In October 2005, the contract to provide the central infrastructure for the new service was awarded by APACS to VocaLink. VocaLink pioneered electronic payments four decades ago and has been a driving force in electronic transactions ever since.</description>
		<author>editorial@silicon.com (Silicon Editorial)</author>
		<pubDate>Mon, 23 Mar 2009 23:00:00 +0000</pubDate>
		<source url=""></source>
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	<item>
		<title>Online bank fraud doubles to &#163;52.5m</title>
		<link>http://chkpt.zdnet.com/chkpt/siliconfeed/http://www.silicon.com/financialservices/0,3800010322,39409757,00.htm</link>
		<description>According to figures from payments industry association Apacs, online banking fraud reached &#163;52.5m - an 132 per cent increase on 2007's figure of &#163;22.6m. According to a spokeswoman for Apacs, the rise can partly be attributed to the increase in...</description>
		<author>editorial@silicon.com (Silicon Editorial)</author>
		<pubDate>Fri, 20 Mar 2009 12:22:02 +0000</pubDate>
		<source url=""></source>
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	<item>
		<title>Faster Payments beats &#163;1bn in one day</title>
		<link>http://chkpt.zdnet.com/chkpt/siliconfeed/http://www.silicon.com/financialservices/0,3800010322,39405153,00.htm</link>
		<description>On 2 March, the service processed five million interbank payments to set the new daily record, according to payments association Apacs. A spokeswoman for Apacs said by far the most common type of payment to go through the service was standing...</description>
		<author>editorial@silicon.com (Silicon Editorial)</author>
		<pubDate>Mon, 09 Mar 2009 13:23:01 +0000</pubDate>
		<source url=""></source>
	</item>
	<item>
		<title>Barclays cards make contact with RFID tech</title>
		<link>http://chkpt.zdnet.com/chkpt/siliconfeed/http://www.silicon.com/financialservices/0,3800010322,39401765,00.htm</link>
		<description>Apacs, a UK trade association for the payments industry, said that it was familiar with the report by the Cambridge researchers. As of yesterday, Barclays customers getting new or replacement cards will receive ones containing RFID technology.</description>
		<author>editorial@silicon.com (Silicon Editorial)</author>
		<pubDate>Tue, 03 Mar 2009 06:59:01 +0000</pubDate>
		<source url=""></source>
	</item>
	<item>
		<title>Banks: ID cards 'have been stripped of useful features'</title>
		<link>http://chkpt.zdnet.com/chkpt/siliconfeed/http://www.silicon.com/financialservices/0,3800010322,39389272,00.htm</link>
		<description>The UK payments association Apacs - whose members includes the UK's major high street banks - is worried that security features that would have made the card useful for checking identity in large money transfers and online transactions have been...</description>
		<author>editorial@silicon.com (Silicon Editorial)</author>
		<pubDate>Fri, 30 Jan 2009 15:32:02 +0000</pubDate>
		<source url=""></source>
	</item>
	<item>
		<title>Credit crunch sees UK firms send techies to cops</title>
		<link>http://chkpt.zdnet.com/chkpt/siliconfeed/http://www.silicon.com/publicsector/0,3800010403,39376852,00.htm</link>
		<description>Police have already been in negotiations with industry groups including business association the CBI, payments industry association Apacs and UK fraud prevention service Cifas about businesses' vital role in bolstering the 40-strong PCeU.</description>
		<author>editorial@silicon.com (Silicon Editorial)</author>
		<pubDate>Mon, 19 Jan 2009 15:32:02 +0000</pubDate>
		<source url=""></source>
	</item>
	<item>
		<title>Faster payments system hits new &#163;26bn heights</title>
		<link>http://chkpt.zdnet.com/chkpt/siliconfeed/http://www.silicon.com/financialservices/0,3800010322,39371599,00.htm</link>
		<description>According to payments industry association Apacs, 3.9 million FPS payments were made on 1 December 2008 - a new daily record for the service. In the first six months of operation, 63 million payments worth &#163;26bn were processed through FPS...</description>
		<author>editorial@silicon.com (Silicon Editorial)</author>
		<pubDate>Fri, 02 Jan 2009 13:36:01 +0000</pubDate>
		<source url=""></source>
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	<item>
		<title>North West leading the rise of online banking</title>
		<link>http://chkpt.zdnet.com/chkpt/siliconfeed/http://www.silicon.com/financialservices/0,3800010322,39366042,00.htm</link>
		<description>A survey by UK payments association Apacs has revealed that 55 per cent of adults in the North West use phone or internet banking compared to 46 per cent in Yorkshire, the Humber and Scotland where take-up is lowest.</description>
		<author>editorial@silicon.com (Silicon Editorial)</author>
		<pubDate>Thu, 18 Dec 2008 14:42:02 +0000</pubDate>
		<source url=""></source>
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	<item>
		<title>Credit card firms to share debtors' data</title>
		<link>http://chkpt.zdnet.com/chkpt/siliconfeed/http://www.silicon.com/financialservices/0,3800010322,39351691,00.htm</link>
		<description>UK payments association Apacs has brokered a deal between its credit card issuing members for them to share a greater wealth of customer information. Apacs claims the move is in line with the revised Banking Code that was updated in March this year...</description>
		<author>editorial@silicon.com (Silicon Editorial)</author>
		<pubDate>Mon, 24 Nov 2008 16:11:01 +0000</pubDate>
		<source url=""></source>
	</item>
	<item>
		<title>UK kids shopping online behind parents' backs</title>
		<link>http://chkpt.zdnet.com/chkpt/siliconfeed/http://www.silicon.com/retailandleisure/0,3800011842,39341934,00.htm</link>
		<description>According to payments body Apacs, card-not-present fraud rose by 37 per cent year on year in 2007 and has risen by 298 per cent since 2000. One in five under-16-year-olds are raiding their parents' purses without their knowledge to shop online...</description>
		<author>editorial@silicon.com (Silicon Editorial)</author>
		<pubDate>Fri, 14 Nov 2008 11:42:01 +0000</pubDate>
		<source url=""></source>
	</item>
	<item>
		<title>Web shopping slowdown continues as recession bites</title>
		<link>http://chkpt.zdnet.com/chkpt/siliconfeed/http://www.silicon.com/retailandleisure/0,3800011842,39321009,00.htm</link>
		<description>The e-Retail Index tallies with expectations at UK payments association Apacs, which predicts Christmas spending will grow by 15 per cent year-on-year. Growth in online shopping spend appears to have slowed to a trickle as the economic downturn bites.</description>
		<author>editorial@silicon.com (Silicon Editorial)</author>
		<pubDate>Wed, 22 Oct 2008 11:50:01 +0000</pubDate>
		<source url=""></source>
	</item>
	<item>
		<title>Brits lose &#163;120m to foreign card fraud</title>
		<link>http://chkpt.zdnet.com/chkpt/siliconfeed/http://www.silicon.com/financialservices/0,3800010322,39296612,00.htm</link>
		<description>According to payments industry body Apacs, the amount UK retailers lose to card fraud has dropped by around a third since the chip and PIN was adopted in 2005, now standing at &#163;47.4m for the period between January and June this year.</description>
		<author>editorial@silicon.com (Silicon Editorial)</author>
		<pubDate>Wed, 01 Oct 2008 16:01:01 +0000</pubDate>
		<source url=""></source>
	</item>
	<item>
		<title>Online security services reach 25 million cards</title>
		<link>http://chkpt.zdnet.com/chkpt/siliconfeed/http://www.silicon.com/financialservices/0,3800010322,39292534,00.htm</link>
		<description>According to payments organisation Apacs, the figure represents a year-on-year increase of 600 per cent on 2006 and 150 per cent in the last 12 months. According to Apacs, online retailers who use Verified by Visa and MasterCard SecureCode handle...</description>
		<author>editorial@silicon.com (Silicon Editorial)</author>
		<pubDate>Tue, 23 Sep 2008 11:43:01 +0000</pubDate>
		<source url=""></source>
	</item>
	<item>
		<title>Cheat Sheet: Faster Payments Services</title>
		<link>http://chkpt.zdnet.com/chkpt/siliconfeed/http://www.silicon.com/financialservices/0,3800010322,39291762,00.htm</link>
		<description>Under the new system, which is overseen by UK payments association Apacs and operated by payment processor VocaLink and Chaps Clearing Company, payments can appear in the recipient's bank account up to two hours after they were made.</description>
		<author>editorial@silicon.com (Silicon Editorial)</author>
		<pubDate>Mon, 22 Sep 2008 16:42:02 +0000</pubDate>
		<source url=""></source>
	</item>
	<item>
		<title>Barclays contactless: More cards, more retailers</title>
		<link>http://chkpt.zdnet.com/chkpt/siliconfeed/http://www.silicon.com/financialservices/0,3800010322,39285290,00.htm</link>
		<description>According to payments industry association APACS, over five million contactless cards are expected to be issued by the end of 2008, with other 100,000 merchant locations available to accept them. Barclays is preparing to expand its range of 'wave...</description>
		<author>editorial@silicon.com (Silicon Editorial)</author>
		<pubDate>Mon, 08 Sep 2008 14:21:01 +0000</pubDate>
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